One of the biggest credit card issuers in the country also offers the American Express Platinum Credit Card which is another super-premium card. It includes special privileges in a range of categories, including travel and several more benefits. The card greets its clients with 1,00,000 bonus membership points for a joining/annual cost of Rs. 60,000. Once you receive your American Express Platinum card, you can make your shopping, travel, and your experiences rewarding by receiving membership rewards.
Card Details
- A welcome reward of gift vouchers worth Rs. 45,000.
- For each Rs. 40 spent using the card, you’ll receive one membership reward. (except fuel, utility, and insurance transactions).
- For every Rs. 100 spent on fuel, up to 5 Membership Rewards Points are earned.
- On the AmEx Rewards Multiplier site, you may earn 5X Membership Rewards Points.
- No defined credit limit exists.
- 24-hour International concierge service.
- Travel relating insurance advantages include personal air accident death insurance of Rs. 5 crores.
- Get a discount of up to 50% at more than 1800 exclusive restaurants in India, as well as a free EazyDiner Prime membership.
- Access to Centurian Lounges and American Express Lounges, among more than 1,200 airport lounges worldwide.
Major Perks offered by the Card
Welcome Benefits: Vouchers worth Rs. 45,000 from SeleQtions, Taj, and Vivanta Hotels.
Movie & Dining: Free EazyDiner membership as well as discounts of up to 50% at 1,800 top restaurants around India.
Reward Rate: 1MR for every Rs. 40 spent, 3X Rewards Points on transactions made through the American Express Reward Multiplier site.
Reward Redemption: You may use Membership Reward Points to pay for meals, travel, and accessories on the AmEx Membership Rewards Redemption website.
Travel: Access to more than 1,200 airport lounges in over 130 different countries, Alife cover of Rs. 5 crores, a 24×7 global Platinum Concierge Service, and perks for travel-related insurance.
Golf: Free access to top-notch local and foreign golf courses.
Domestic Lounge: Access to domestic partner lounges is unlimited in India.
International Lounge Access: Access to more than 1,200 airport lounges across the world, including Delts, American Express, and Priority Pass lounges.
Insurance Benefits: Coverage for personal air accidents worth Rs. 5 crores, coverage of Rs. 50,000 for lost checked luggage, a lost passport, or other documents.
Zero Liability Protection: If a lost card is reported within 72 hours, the cardholder will not be held responsible for any fraudulent transaction. Maximum liabilities of Rs. 1,000 on reporting three days after the event.
Foreign Currency Markup: On all foreign exchange transactions made with the American Express Platinum Card, a forex markup fee of 3.5% of the transaction value is charged.
Reward Multiplier (5X Reward Points): On purchases made with your American Express Platinum Card through the Reward Multiplier portal, you can earn 5X Membership Reward Points.
Conclusion
The American Express Platinum Card is associated with a significant yearly charge but frequent travelers can recover that cost because of the card’s high welcome bonus. Impressive range of yearly credits and different vacation and purchasing protections.
Although there are a few more perks that the average cardholder would not use. This card provides a strong value and can be worth the cost. If you’re searching for a high-end rewards credit card with excellent travel benefits, The Amex Platinum won’t let you down.
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