Indusind Pinnacle Credit Card vs Legend

IndusInd Bank offers quite premium credit cards to its customers in order to make their experience more rewarding. Among those credit cards, the two credit cards that are highly rewarding credit cards are IndusInd Pinnacle credit card and IndusInd Legend credit card. Here is the comparison between these two credit cards so that you can make your decision as to which credit card you would like to go for.

IndusInd Bank Pinnacle World Credit Card:

You can get this credit card by making a one-time payment of Rs. 12,999 plus applicable taxes of the membership fees. IndusInd Bank Pinnacle World credit card is best suited for travel and shopping and you also get comprehensive insurance benefits on this credit card. Here are the key features and benefits of this credit card.

  • With this credit card, the credit cardholder gets to pick any of the complimentary benefits like a free stay at Oberoi hotels, a Luxe gift card, or gift vouchers from top brands such as BATA, Vero Moda, ALDO, Titan, etc.
  • You can earn 2.5 reward points on every Rs. 100 spent on online shopping.
  • On every Rs. 100 spent on online travel and flight bookings, you get to earn 1.5 reward points.
  • You also get to earn 1 reward point on every Rs. 100 spent on every other purchase.
  • The credit cardholder gets to enjoy the travel benefits of 1 complimentary domestic lounge access every year and 2 complimentary international lounge access every year with Priority Pass membership.
  • With this credit card, you get to enjoy Buy 1 Get 1 offer on movies (up to 3 complimentary movie tickets) every month.
  • You also get to enjoy 4 complimentary golf lessons and 2 complimentary golf games every month.
  • There is no annual fee on this credit card.
  • On all fuel transactions between Rs. 400 – Rs. 4,000 at all petrol pumps you get a 1% fuel surcharge waiver.

IndusInd Legend Credit Card:

You can vouch for this credit card by paying the membership fee of a one-time payment of Rs. 9,999 plus applicable taxes. Legend credit card by IndusInd is also best suited for shopping and travel. One advantage that you get with this credit card is the low foreign markup fees. Here are the key highlights of this credit card:

  • Among the various freebies such as a Luxe gift card, a complimentary stay at Oberoi Chain of hotels, gift vouchers from Charles Keith, Yatra, Louis Philippe, etc.; you can choose one for yourself on this credit card.
  • You can earn 2 reward points on every Rs. 100 spent on weekends, whereas on weekdays you earn 1 reward point with this credit card.
  • With this credit card, you can enjoy 2 complimentary domestic lounge access every quarter.
  • You get to enjoy Buy 1 Get 1 offer on movie tickets (up to 3 tickets) from BookMyShow every month.
  • This card allows you to enjoy 1 complimentary golf lesson and 1 complimentary golf session at India’s finest golf courses.
  • There is no annual fee on this credit card.
  • On all fuel transactions, you get a 1% fuel surcharge waiver on this credit card.
  • You get to enjoy a low foreign currency markup fee of 1.80%.

We hope that you might have got an idea about which credit card is best suited for you according to your needs and spending habits after the above comparison. You need to be more responsible at the time of credit card bill repayment so that you do not skip a bill payment as it can harm your credit score.

Additional Reading – Buy Now Pay Later or Credit Card: Which is better for you?

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